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分类: 择天记

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近日,雄安新区启动区易安社区,工作人员正在与社区居民举办“啡”常青年议事会活动。如今,“啡”常青年议事会每周至少开展一次,话题涵盖社区大事小情。 NEW YORK -- The yield on the 10-year Treasury has reached 5% for the first time since 2007. That matters for everyone, not just Wall Street. Treasury yields have been climbing rapidly, with the 10-year yield rallying from less than 3.50% during the spring and from just 0.50% early in the pandemic. Monday morning, the yield on the 10-year Treasury was at 4.96% after hitting 5.02% earlier. The jump means the U.S. government must pay more to borrow money from investors to cover its spending.It also directly affects people around the world, because the 10-year Treasury yield is the centerpiece of the global financial system and helps set prices for all kinds of other loans and investments. Besides making it more expensive for U.S. homebuyers to buy a house with a mortgage, higher yields also put downward pressure on prices for everything from stocks to cryptocurrencies. Eventually, they could help cause companies to lay off more workers. Higher yields mark a sharp turnaround for a generation of consumers and investors who have known pretty much just low yields, as central banks kept benchmark interest rates pinned at nearly zero. Such low rates let people borrow money more easily, which helped economies to strengthen following the 2008 financial crisis, the European debt crisis and other maladies including, most recently, the COVID-19 pandemic. The low rates led to rising prices for houses, stocks and other investments, but they may also have encouraged too much risk-taking and spurred investment bubbles.Now, central banks are more concerned with getting high inflation under control. To do that, they raise interest rates and hope the higher costs to borrow will starve inflation of its fuel by bringing down spending. The Fed's main interest rate affects extremely short-term loans, those that banks charge overnight. The Fed has already pulled its federal funds rate to the highest level since 2001, and it's debating whether to hike it one more time. Either way, it's signaled plans to keep rates high for a while to successfully suffocate inflation. The 10-year Treasury yield has been catching up to the Fed's main interest rate after a string of reports has shown the U.S. economy remains remarkably resilient. While that calms worries about a possible recession caused by high rates, it could also keep upward pressure on inflation and shorter-term rates. Federal Reserve Chair Jerome Powell said Thursday that many other factors could be contributing to the swift rise in the 10-year Treasury yield. They include the U.S. government's big deficits, which require more federal borrowing, and the Fed's ongoing efforts to reduce its trove of bond investments built earlier to keep yields low. On the wonkier side, bond prices have also been falling in tandem with stock prices more often than they used to. That's unnerving for investors who usually see bonds as the safer part of their portfolios, and it could be pushing them to demand higher yields to own them.The rise in the 10-year Treasury yield most directly means the U.S. government has to pay more to borrow money for 10 years. But because the 10-year yield is the reference point for financial markets, it also quickly filters out into all kinds of loans. Even for companies with the best credit ratings, the interest rates they borrow at are set by adding some extra on top of whatever the U.S. government is paying for its Treasurys. Borrowers with worse credit ratings have to pay more extra than those seen as good bets to repay their debts.More expensive borrowing keep U.S. households from spending as much and companies from expanding as much, which should eventually hit overall U.S. economic activity. More immediately, because a 10-year Treasury is seen as one of the safest possible investments on the planet, its yield swiftly sways prices for all kinds of investments. When a super-safe Treasury is paying much more in interest, investors feel less need to pay high prices for a Big Tech stocks, cryptocurrency or other investment that carries more risk. It's a big reason the S&P 500 has seen its gain for the year so far tumble from 19.5% at the end of July to 10% as of Friday. Higher U.S. yields also attract more investments from abroad, which means investors are increasingly swapping their currencies for U.S. dollars. Since the end of July, the U.S. dollar has climbed roughly 4% against the euro, 5% against the British pound and 6% against the Australian dollar. While a stronger dollar helps U.S. tourists buy more stuff when they're abroad, it can also add financial pressure and heighten inflation for other countries, particularly in the developing world. Even for U.S. bond investors, the swift rise in bond yields has brought losses of their own. When new bonds are paying higher yields, it makes the older, lower-yielding bonds already sitting in investors' portfolios or mutual funds less attractive and knocks down their price.The largest U.S. bond mutual fund has lost roughly 3% so far in 2023 and is on track for a third straight yearly loss. That's never happened since its birth in 1987.。日报记者 刘光昱摄近日,雄安新区启动区易安社区党群服务中心,悠扬的乐曲声阵阵回荡。推开舞蹈教室的门,青年夜校的中国舞课正上得火热,学员们跟着老师的口令抬臂、转身,十分认真。易安社区党群服务中心是雄安新区首个嵌入邻里中心的党群服务中心。该社区涵盖招商1872、中交启园等多个小区,现有常住居民4000余人,大多是从北京疏解而来的企业职工及家属。夜校下课,学员们没有急着散去,而是三三两两走进居民议事厅围坐一圈,开始进行易安社区“啡”常青年议事会活动。

B | 当天的话题是如何解决社区健身配套不足的问题。“社区健身场地比较少,下班后就近锻炼不方便,希望能增设专业健身房。”一位居民率先开口。话音刚落,旁边的邻居接过话头:“我们还需要一个篮球场,能在家门口打球。”社区工作人员赵一萌把意见和建议逐一记下。原来,青年夜校每次下课后,学员们总爱聚在一起接着聊,从舞蹈动作聊到小区设施,话题越聊越实在。社区顺势引导开展“啡”常青年议事会。

C | 如今,议事会每周至少开展一次,话题涵盖社区大事小情。

D | 为了精准响应居民诉求,社区还在各楼栋微信群开通了“24小时民情直通车”。水管渗漏、车位被占、楼道灯损坏等问题,居民在线上一键反馈,网格员即时回应,物业第一时间上门解决。小事当日办结,大事限时闭环。民情线上快速响应,办事线下就近搞定。

E | 走进易安社区便民服务大厅,9台自助终端机24小时不间断“工作”。记者探访时,正巧遇到疏解职工家属尹娜前来办理驾驶证换证业务。她此前定居天津,去年一家四口随丈夫搬迁至雄安。“以前换证得专程赶回老家,排队、体检、拍照,一整天都搭进去。现在在社区自助机前刷证、测视力、拍照,全程不到十分钟。

F | ”便捷的换证体验,让尹娜由衷点赞。生活的便捷舒适,远不止这些。尹娜居住的社区周边幼儿园、小学、中学一应俱全,步行十分钟内即可抵达;图书馆、足球场、环湖步道等文体设施齐备。她介绍,过去她在天津,丈夫在北京,每周往返奔波,聚少离多。如今定居雄安,一家人朝夕相伴,心有了归处。为做好承接北京非首都功能疏解服务,易安社区秉持“易地而来、安居心安”的服务初心,将精细化治理融入日常,把暖心服务落到实处。

G | 一系列接地气的治理创新,一桩桩暖民心的民生举措,有效破解了疏解群众的融入难题,让初到新城的疏解人员褪去陌生感,收获满满的归属感。

H | (日报记者 郝金钰)。
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